DINGO
DINGO
- Warren Buffett
Billions of dollars worth of charitable contributions are given annually to fund research against scores of illnesses. Nearly $5 billion for cancer alone.
Yet personal financial responsibilities are perilously lacking. A Harvard study found that 62% percent of bankruptcies in the US were due to medical issues. 72% of those people had health insurance.
Disabilities can be hard to see. They don't often make it to the top of the newsfeed, but they are everywhere.
Cancer, stroke, heart attack, depression, back issues, and substance abuse are some of the most common causes of disabilities.
Disabilities may disrupt your lifestyle in many ways, but disability insurance can help secure your paycheck.
DI coverage is designed to keep your income steady following an illness or injury if you can no longer work.
Group long-term disability coverage may be inadequate, and social benefits have difficult eligibility requirements.
Worker's comp only pays if you are injured on the job, and borrowing is virtually impossible without an earned income.
Three-quarters of America lives paycheck to paycheck, and those who have the savings are often left with no choice but to siphon their retirement accounts prematurely.
Disability insurance is the best solution to protect yourself and your family against the elements.
Please take a look at some other great resources that are committed to arming you with all the right information:
•Council for Disability Awareness
•The LIFE Foundation
•The Questions and Answers on Disability Insurance Workbook